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Donnerstag, 16. Januar 2014

Getting to know the company through its website: Cruse and Associates


For an engineering design firm to make a mark online, it’s first and foremost tool to use to reach the millions out there who have not heard of it is through an attractive and interesting website. Not to mention a completely appealing and engaging one.

The way it appears now, the website still needs a lot of work. As in A LOT! First of all, not a single photo is up to show in a split second what the text is talking about. Secondly, minimalism can be restful and pleasing; but in trying to gain readers to stay online, one must not only use photos, animation, color variety but even the counter-intuitive use of negative space. Too much white space with only a small splattering of black-and-white text can be deadening. It may bring out a certain effect; but not when the font is too small against the wilderness of snow.

Another point is that, engineers in general, are well-known as soft-spoken, tacit, uncluttered and even self-deprecating. Those who have been through years of engineering schooling rarely see flamboyance in appearance and character among the lot. Hence, the appearance of Cruse’s website plays tribute to this reputation among engineers. But there is nothing wrong with trying to be different from what you have portrayed yourself to be in life as well as in business.

Cyberspace networking dynamics, however, requires basic visibility standards which require the use of such things already mentioned here. One cannot be a singer without the essential desire to perform in front of people. So, for a company to stand at par with others, whether they are financial consultancy firms, online journalists or sellers of books or shoes, it must present itself beyond the formal black suit and uncolorful tie ensemble. Alright, those will do at times; but at least, use some gold cuff links, two-tone shoes, pastel-colored dress shirt and, perhaps, subtly dyed hair.

Ultimately, appearance counts a lot in Internet visibility. SEOs can do a lot to help a firm gain that in a matter of time. But the time could be greatly shortened through the use of certain website design features already mentioned, and many more out there. It reminds us of the traditional conflict between engineers and architects: the former being more concerned with strength and stability while the latter with aesthetics or appearances.

Being an engineering firm, Cruse may not have the obligation to appear like an architectural firm. But great strides can be gained if they could show that aside from inner integrity, it also has outer appeal and beauty.

Donnerstag, 11. Juli 2013

'Debt peril' warning over interest rate rises


The number of families in "debt peril" could double over the next four years, a think tank has warned.
The number of households spending more than half of their disposable income on debt repayments could hit 1.2 million, the Resolution Foundation says.
This could happen if interest rates rise to 3.9% by 2017 and growth in household income is weak, it says.
But this "worst-case scenario" is gloomier than most economists expect, the report concedes.
The Bank of England's base rate is currently at an historic low of 0.5%. Recent comments from Mark Carney, the new Bank governor, suggest that bank base rates are not likely to rise any time soon, and current market expectations are that they will increase to about 1.9% by 2017.


Income squeeze
Matthew Whittaker, senior economist at the Resolution Foundation and the report's author, said: "There is now the real prospect that a large number of households already burdened with debt could collapse under its weight if economic conditions tighten.
"If the squeeze on household incomes continues, Britain could be left in a fragile position, with even moderate additional increases in interest rates leading to a major surge in families with dangerous debt levels - especially among worse-off households."
Under a best-case scenario, where interest rates rise by current expectations and household income growth is strong, 700,000 households will still be spending more than 50% of their income on debt repayments, the Resolution Foundation concludes.
Since 2007, this number has fallen by 270,000 to 600,000, or 2% of the population, because of falling interest rates.
But Mr Whittaker warns: "Policy makers and lenders need to use the current period of record low rates to defuse debt problems rather than storing them up for the future."
Rising debt levels
With the government's Funding for Lending and Help to Buy schemes encouraging banks to lend more to households and businesses, consumer debt levels are forecast to rise again after a period of stabilisation, the report says, citing official figures.
Total household debt is set to rise to £1.8 trillion by 2018, up from about £1.55tn now.
The debt-to-income ratio is also likely to rise from 143% to 151% over the same period, the report says, as household disposable incomes are squeezed.
On Wednesday, the Aviva Family Finances report said that average household debt had already risen by more than 40% in the past year, with a large chunk being owed to family and friends.
It studied data from 18,000 families and found that while incomes have been rising, so have debt levels.

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Sonntag, 14. April 2013

Hong Kong Cruse and Associates Commodity: ADR kulta, energia mietinnössään lasku hyödykkeiden hintoja




hong kong cruse and associates commodity

Yhdysvaltojen listalla ulkomaisten yhtiöiden osakepääomasta perjantaina osakkeita kullan ja muut kaivostyöläisten laski sekä metallien hinnat. Energian osakkeiden myös laski öljynhinta laski. Yhdysvaltain raakaöljyn laski 2,4 prosentin päättyä $91.29 tynnyriltä. Osuus maailmanlaajuisen miner BHP Billiton laski 1,5 prosenttia $69.07 New Yorkissa, vaikka Etelä-Afrikka AngloGold Ashanti osuus laski 5,5 prosenttia $20,42 ja Gold Fields osakkeista laski 6 prosenttia $6,79.

Osakkeiden Brasilian Petrobras laskivat 1,3 prosenttia $16,59, vaikka PetroChina osakkeet laskivat 1,1 prosenttia $126.85. MEILLE gold futuurit osuma pienimpiä heinäkuussa 2011 kesäkuun toimituksen kuuluvan $1,481.30 unssilta kultaa. Kolmen kuukauden kupari London Metal Exchangessa suljettu $7,406.50, alas $7,610 tonnia läheltä torstain.

One Mellon indeksi, johtava American talletustodistusten päättyi alas 0,6 prosenttia, vaikka standardi & Poor's 500-indeksi on pudonnut 0,3 prosenttia. Johtava Euroopan ADR One Mellon-indeksi laski 0,4 prosenttia, vaikka alkuun osakkeiden FTSEurofirst 300-Hakemisto suljettiin 0,9 prosentin One Mellon indeksi johtava Aasian ADR-menettelyjen laski 1 prosenttia, kun taas johtava Latinalaisen Amerikan ADR One Mellon-indeksi laski 0,6 prosenttia.

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Freitag, 12. April 2013

Hong Kong Cruse Associates Financial Reviews

http://www.nasdaq.com/article/china-reviews-reports-of-distorted-trade-data-20130410-00115#.UWl-g6KkprY

BEIJING - Kina ser på mulig faktura svindel og ulovlig yuan arbitrage knyttet til utenlandske handel, og vil ta handling om nødvendig, en toll-talsmann sa onsdag.
"Vi har allerede gjort foreløpige undersøkelser i denne saken, og vi trenger å studere dette videre," fortalte Zheng Yuesheng reportere på en vanlig nyheter orienteringen. "Vi vil sikkert ta affære dersom nødvendig."
Mr. Zheng kommentarer fulgte en Wall Street Journal artikkel forrige uke som sitert eksportører, økonomer og en regional toll offisielle uttalt at overraskende sterk eksport tallene siden desember kan ha reflektert over-rapportering av eksport data å få skatt rabatter og bringe i utenlandsk valuta til å dra nytte av noen økning i verdien av yuan.
Yuan har steget en beskjedne 0,5% mot dollar siden begynnelsen av året, men Kinas bedret økonomi kan være luring spekulative midler inn i landet i håp om ytterligere gevinster i valuta.
Over-rapportering eksport er en måte å bringe flere foreign exchange i landet til tross Kinas kontroller i kapitalstrømmene.
Avvik mellom Kinas handelstall og data fra Hong Kong ble sitert som muligens peker på problemer med kinesisk eksport tall. Avvik mellom Kinas eksport til Hong Kong og Hong Kongs oversikt over import fra Kina har økt betydelig de siste månedene etter sporing hverandre nærmere i siste.
Spurte om det var en mulighet for falsk rapportering innvirkning på dataene som er samlet inn av General Administration of Customs, Mr. Zheng sa: selvfølgelig, det er mulig. Noen fastlandet eksportører virkelig ikke vet det egentlige målet av deres produkter så de rapporterer det som Hong Kong, og disse produktene telles deretter i Kinas eksport til Hong Kong,"sa han.
Han sa noen trans-forsendelser fra Hong Kong til andre destinasjoner kan forklare forskjellen i de to settene med tall.
Mr. Zheng sa også skikker dataene er basert på faktiske fakturaer innsendt av eksportører.
Mens anerkjenner muligheten for falsifisert fakturaer, la han til: "Selskaper må ta juridisk ansvar for at."
På samme nyheter konferansen utgitt skikker administrasjonen handelsdata som viser mars eksport er opp 10% fra et år tidligere, etter en overraskende 21.8% økning i februar.
Bank av Amerika-Merrill Lynch økonom Lu Ting sa de siste eksport tallene, og de som er publisert tidligere kunne ha blitt forvrengt av over-rapportering.
"Unormalt sterk eksportvekst i januar-februar var mest sannsynlig forvrengt av eksportører over-rapportering til å få på foreign exchange inflows," sa Mr. Lu.
For det første kvartalet postet Kina en handelsoverskudd på $43.07 milliarder, sammenlignet med et overskudd på bare $660 millioner i første kvartal av 2012.

Montag, 18. März 2013

WEIZEN-PREISE SINKEN DURCH RS 2-4/KG IN DEN MÄRKTEN


cruse and associates financial press releases
KARACHI: Weiterer Rückgang Weizen Preise im Großhandel und Einzelhandel von Karatschi, angespornt durch die Freisetzung von stecken sich Bestände der Ware durch Pakistan Landwirtschaft Lagerung und Service Corporation Limited (PASSCO) auf dem offenen Markt. Die Ankunft der große Menge an Weizen aus Sindh Interieur hat heilsame Wirkung auf die Preise der Mehl-Sorten auch buchstabiert. Vor kurzem hat oberste Gerichtshof von Pakistan PASSCO Aktien auf dem Markt für höhere Preisdruck der Ware freigeben erlaubt. Frühere Lahore High Court die Corporation durch die Freisetzung von Aktien auf dem Markt zurückgehalten hatte folglich weiterhin Weizen Preise bleiben hoch was zu höheren Preisen der Ware auf dem freien Markt bei Rs 35 pro Kilogramm (kg). Im Zuge der erwarteten Version der großen Menge der Weizen von PASSCO auf dem offenen Markt und Wasserströmung, haben jetzt ihre Tarife bis Rs 31 pro kg-Level, die unmittelbaren Einfluss auf Mehl Preise nose-dived.

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Mittwoch, 27. Februar 2013

Hong Kong usannsynlig å følge Singapore i øke skattene for luksus huseiere , Cruse Associates Review




cruse associates review

Hong Kong er usannsynlig å følge Singapores eksempel ved å heve skattene for eiere av de mest kostbare luksus hjemmene, sier eiendom og skattelovgivning eksperter.

By-stat initiativ er sett på som å være rettet mindre på avkjøling markedet enn på beskatte de rike som en del av arbeidet med å redusere inntekt gapet.
"Hong Kongs privat boligmarkedet er mye større enn i Singapore, og mange mennesker kan bli påvirket hvis den Hong Kong regjeringen følger drakt," sa Jennifer Wong, en skatt partner i KPMG Kina.
En høyere skatt kunngjort av Singapores finansminister Tharman Shanmugaratnam, i hans budsjett tale på mandag vil gjelde til Singapores topp 1 prosent av huseiere som bor i sine egne egenskaper for totalt 12 000 enheter.
Wong sa det var mer enn 1,1 millioner privat bolig enheter i Hong Kong.
"For det første, hvordan skiller du luksushjem?" sa hun.
Mange leiligheter i New Territories eller i urbane områder er verdt mer enn HK$ 10 millioner. Allmennheten kan bli påvirket, sa Wong.
Selv om regjeringen definert luksushjem som de priset på HK$ 30 millioner eller over, sa det ville utløse spekulasjoner nedenfor at prisnivået, hun.
"Innføring av hva er i praksis en formuesskatt ville kjøre i motsetning til Hong Kongs posisjon som en lav skatt plassering," sa Edward Farrelly, leder for forskning for Taiwan, Hongkong og Macau på eiendom rådgivning CBRE. "Heller ikke er det sikkert at slik skatt ville lette presset i privatmarkedet. Som vi har sett med innføringen av tidligere politiske virkemidler i Hong Kong, markedet reagerer svært raskt for å etablere en ny likevekt, og effekten på prissetting utover kort sikt er minimal,"sa han.
Singapores regjeringen vil også øke skattesatser for ledige investment properties og de som er leid ut.
"En skatt på ledige enheter er en som har vært mooted fra tid til annen i Hong Kong, og det kan ha sin fortjeneste i økende forsyning," Farrelly sa.
"Men forsiktighet bør være utøves, som mer regjeringen griper inn i markedet, den mindre troverdig er våre krav til å være et fritt marked miljø."
Simon Lo Wing-fai, direktør for forskning og rådgivning på eiendom rådgivning Colliers International, sa at det var en masse problemer med å samle i en slik skatt.
Administrative kostnadene for regjeringen å dataskjerm hvor ledige leiligheter ligger vil bli svært høy, sa Lo.
William Chan, en partner på Grant Thornton skattetjenester, sa: "[Hong Kong] regjeringen kan gjøre hva den ønsker i et forsøk på å dempe hjem priser."
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Donnerstag, 10. Januar 2013

Cruse and Associates Accounting - CAREERS





cruse and associates accounting

Career Path
Our goal is not only focuses on the demand of our clients but also providing their own career path.
Not only rendering service but also building lifelong and equally of assistance partnerships with the help of our group of professionals.
We are giving our client indisputable opportunities for their career development through our appraisal process, while we continually invest an additional training for our people.
Experience
A valuable training is one of the endeavors you can have upon working with us. Our senior experts and professionals can be your partner in works in which could give you the best experience and further accelerating knowledge.
We have a global business network covering many countries including China, the United States of America and the United Kingdom.
Through this international network you will also have the opportunity to extend your working experience globally.
Culture
Our friendly environment could give you an atmosphere of success with a user-friendly equipments which could give you a better statement of your objectives.
We’re a firm believer in keeping it professional without being impersonal, where you will not be an anonymous component in a large corporate machine.
We pride ourselves on the warm and social environment that exists within our firm.
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